I should have listened! Workers whose employers are part of the PayActiv EWA program can receive a cash advance of up to 50% of their pay earned. Hi Loretta,We're glad that we could help you resolve your issue. Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. Otherwise, read on! Get company announcements, pick up shifts, and get reminders and alerts from work. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv We'll certainly investigate this matter and take appropriate measures to ensure this never happens again. You can also easily lock lost or stolen cards. Payactiv is part of a growing trend of apps that offer low-cost alternatives to a more traditional option: the payday loan. Thats the fee a merchant pays us with every card transaction. Albert Wick amazing, skilled, and delightful human being thank you again. Thank Yall So Much Kudos to the whole entire Payactv team! Literally the best agent ever! But Payactiv takes reasonable measures to protect its customers information from theft and loss using SSL encryption techniques and authentication procedures. 2023 Trustpilot, Inc. All rights reserved. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. Helping Low-Income Workers Stay Out of Debt - Harvard Business Review CONS. Companies can ask for reviews via automatic invitations. No credit check, consistent income in the past 2 months from the same employer. It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. If you're transferring money to your PayActiv prepaid Visa, you should receive the funds instantly. Compare price, features, and reviews of the software side-by-side to make the best choice for your business. :), Zachery Marshall has amazing customer service! Secure bill payment You can use the money in your Payactiv account to pay bills directly from the app. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. Ronnie was a FABULOUS agent to work with. While Payactiv touts no minimum card balance requirement, no activation fees and no monthly maintenance fees, there may be other fees depending on how you get and use your cash. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. But it also has 116 complaints on the website and received only 2.63 stars from BBB customer reviews. Many borrowers are keeping a close eye on this court hearing, as they could GOBankingRates Best Banks 2023 scores and rankings are objectively determined by our I wish my employer used a more reliable system. But if you find yourself needing to borrow cash against your paycheck regularly, it may be a good idea to take a closer look at your finances and work on making a monthly budget to keep your spending on track. To many glitches, and its a nightmare having to deal with customer service! If there's anything you need in the future or any feedback you have for us, please don't hesitate to email us at support@payactiv.com. Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Prevention Platform. Talk with a financial professional if you're not sure. Run! Consider alternatives before opting for a short-term loan: Payactiv pay advance app is not currently available on Finder. In terms of security, no app is 100% secure. First, since the money in your PayActiv account is held by Central Bank of Kansas City, an FDIC-insured institution, your money up to $250,000 is protected. We hope to find a solution that makes you smile. We strive to provide the best experience we can for our customers, and we're sorry that your previous experience did not meet the standard. We believe that building a financial technology business requires more than great technology and amazing design. Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. Carefully review your finances and the loan cost to make sure it fits your budget. Have a blessed day. Using PayActiv is free for many services, including withdrawing funds from a partnered ATM. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, MoneyLion loan review: Credit-builder loans for members. I would definitely recommend payactiv due to amazing and outstanding customer service that I received, Hi Monica,Thank you for taking the time to write a review about your experience. If your employer is already a member, youll need to ask them to set you up with a PayActiv account. Ray M. made it so easy to get set up where i can have access to my wages. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. App Store is a service mark of Apple Inc. We'd like to turn this around and resolve your issue ASAP. Payactiv is the winner of the Innovative Payments Associations Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Have a blessed day. I am not trying to make a purchase just get my money back from a previous purchase that they can see on their system. Be sure to include your Employer's name, Employee ID, and Mobile number. It has been a week. Contact - Payactiv Support for the Payactiv App, Payactiv Card, transactions, signing up, and more, Id like to offer Payactiv to my employees, Learn about how Payactiv products help your employees and boost your business. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Be sure to include your Employer's name, Employee ID, and Mobile number. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Find and reach Payactiv SDS-IT's employees by department, seniority, title, and much more. But to get the most benefits, you need to have sign up for direct deposit to a Payactiv card. When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. David m helped me out when I needed it! Payactiv Review. They will transfer you 20 times and no knows where your money is. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. It works with existing systems and theres no cost to the business in offering Payactiv services as an employee benefit. President Biden's Fresh Start program has placed $34 billion worth of delinquent or defaulted student loan accounts into "current" status. He was kind and patient with me and was able to fix my paycor app issue within minutes. Have a blessed day. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. Hi Doroyane,We're glad that our representative could help you resolve your issue. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Get advice on achieving your financial goals and stay up to date on the day's top financial stories. I had a big issue n called for days. We spend all day researching the ever changing landscape of HR and recruiting software. PayActiv, Inc. | Complaints | Better Business Bureau Profile View our transaction pricing details. To sign up and must be 18 years old and need to provide some personal information, including the following: If you sign up through your employer, Payactiv generally will interact with companys payroll and time attendance system. Hi Michell,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. :). Alan Davis is one of the best Representatives this company has. Hi Regina,Thank you for taking the time to write a review about your experience. Get help from our 24/7 live customer support. - Payactiv Thank you Mr. Davis. She lives on Long Island, New York, with a veritable menagerie that includes 2 cats, a rambunctious kitten, and three lizards of varying sizes and personalities plus her two kids and husband. banks. But options are limited if your employer isnt enrolled with Payactiv. But a small percentage of users didn't have a seamless experience. Select your state to see the options available to you. :). Payactiv, previously known as Earned Wage Access (EWA), is a Public Benefit Corporation and Certified B-Corp that aims to bring financial security to lower-income hourly workers by providing them with on-demand, real-time access to their earned wages. Advice to Management Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. Payactiv Reviews 2023: Details, Pricing, & Features | G2 I opened an account on the recommendation of a colleague, she told me that this bank has a lot of nice bonuses, but there was only one bonus, my account was closed. Bottom line: This employer-based pay advance app offers low-cost advances on paychecks with no bank account required.